Karelyn Campbell

Cell: 250-618-8213 |

Most people cringe at the thought of buying a home in December. Only the Grinch would want to pack up and moving during the holiday season! But hold on Cindy Lou Hoo, there are several reasons December can be a great time to buy.


1. Sellers are highly motivated. People who are listing their homes in December are usually on a timeline. They may be relocating for work, wanting to move over the school break, or need to sell their home before the end of the year.

2. You have less competition. Listings do go down in December, but many buyers also take a break during the holiday season. So while the overall number of homes available might be lower, you also have less competition looking.

3. You can get a better price. Motivated sellers and fewer lookers means you can make a better deal. If your seller needs to make a move before the end of the year, they will be willing to work with you on all other terms besides closing date.

4. Rates are staying low. Mortgage rates are forecast to remain low through the end of this year, and into 2021, so it’s a good time to buy.

5. Take advantage of tax benefitsIf you close on your home purchase by December 31st, you can take tax deductions for mortgage interest, loan points, and property taxes.

6. Schedules are more flexible. You might think December is too busy a month for moving, but most people tend to have more flexible schedules in December. Children’s activities are suspended, work schedules are more lax, for both you, your sellers, as well as your lender, home inspector, and moving companies, so scheduling all the parts of your transaction and move may actually become easier.


I’d love to help you find your next home. Let’s make your holiday wishes come true!

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Christmas looks a little different this year but there are still a few family-friendly events around town this month that’ll help keep everyone sane AND socially-distanced? Good news! I’ve got just the list.⁣ ⁣

Here are several not-to-miss happenings:⁣ ⁣

  • Ladysmith Light Up: Although the parade and festivities didn't happen this year, you can still take a drive through town and enjoy the festive lights.
  • Lantzville Santa Drive-By: Happening TONIGHT, Santa and the Lantzville Fire Rescue Team will be playing Christmas carols as they drive through town. Check out the official schedule here:  https://www.lantzville.ca/cms/wpattachments/wpID430atID5445.pdf
  • U-Cut Christmas Trees: Nothing says Christmas like searching for that perfect tree. Check out Gogo's or Lantzville .
Did I miss one of your family’s fave things to do this time of year? Share the details in the comments.
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The cold season has already arrived in many parts of the country. Here in Nanaimo, it's not only cold...it's wet!


It’s important to prepare your home for the colder weather coming. Taking a little bit of time to winterize your home can save you a lot of time, and money, later on. Check out these tips for preparing your home for the fall and winter.


1. Check window and door weather stripping for damage.

2. Disconnect water hoses and turn off outdoor water supply lines and irrigation system.

3. Wrap exterior water pipes or hose bibs with heating tape.

4. Clean your gutters.

5. Check your roof for damage or leaks.

6. Fill cracks in your driveway and foundation.

7. Check attic insulation for pest damage.

8. Have your furnace serviced.

9. Check your chimney for obstructions and make sure your damper is working.

10. Clean and store your lawnmower.

11. Aerate and fertilize your lawn.

12. Change the air filters in your HVAC system.

13. Change smoke detector batteries.

14. Clean and store outdoor furniture.

15. Have landscaping pruned and put fresh mulch down.

16. Bring potted plants inside.

17. Change your ceiling fan direction.

18. Clean humidifiers before using.

19. Check the condition of your pool cover.

20. Make sure snow equipment is working.

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I have listed a new property at 525 Steeves Rd.
Beautiful 3 bedroom, 3 bathroom home for sale in growing south Nanaimo neighbourhood. Kitchen features modern white cabinetry with plenty of storage and stainless appliances. Downstairs has an open concept living space with an attractive gas fireplace and access to the patio. Sunny backyard is fully fenced, has new landscaping and concrete patio and is excellent for entertaining and summer bbqs. Single garage provides plenty of space for your vehicles, toys, tools and storage. Upstairs, you'll enjoy the large multipurpose space with a built - in desk perfect for a home office, play room, den or guests. Three bedrooms upstairs including the master bedroom with large walk - in closet and gorgeous 3 piece en suite. Two more bedrooms, 4 piece bathroom and laundry area complete the upper floor. This is a perfect home for first time buyers or a young family. Close to shopping, amenities and all levels of schools.
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I have listed a new property at 336 Myrtle Cres.
Beautifully updated mobile home in a family-friendly community - Meadow Ridge Estates. With over 900sq ft of living space, this home features a lovely open concept kitchen/living room with bay window, skylight, brand new vinyl flooring, stainless appliances, and fresh paint throughout. Two large bedrooms have ample space for storage. 4 piece bathroom has been updated with new flooring and vanity. Gas furnace provides affordable and comfortable heat and has been recently serviced. Private yard is fully fenced with a garden shed. Located in a quiet neighborhood just a short drive from amenities, shopping and the parkway. 2 small pets allowed, no rentals.
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I have listed a new property at 117 Cowling Pl.
Immaculate 1400+ sqft rancher in desirable Chase River. Main living area has an open concept floor plan that is perfect for entertaining, vaulted ceilings, and large windows to bring in the natural light. Kitchen features newer countertops, and stainless steel appliances. Large pantry with custom wooden doors provides ample storage. Large master suite with 3 -piece ensuite. Owners have made many updates including: new lighting, toilets, tile flooring in bathrooms, and fresh paint throughout. Fully fenced yard has established gardens and landscaping with private backyard, low-maintenance landscaping and irrigation system. Double garage is heated and has additional lighting, perfect to use as a home workshop. Parking for 4 cars. Family friendly neighbourhood close to elementary school, parks, walking trails and all amenities. Home warranty still available.
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I have listed a new property at 201 4460 HEDGESTONE Pl.
Bright and spacious townhome in desirable North Nanaimo. Located in Amblewood Village, this 2 bedroom +den townhome is over 1170 sq ft and features an open concept layout. Kitchen features beautiful white cabinetry and stainless appliances, including an induction range. Living room has an attractive eclectic fireplace and lots of windows to let in the natural light. Master bedroom has a large closet, 3 piece ensuite and access to the 2nd deck. The den is the perfect space to use as an office, media room, or guest room. Additional amenities include in -suite laundry, hot water, and storage room. Perfectly located within walking distance to all of north Nanaimo's amenities, shopping, and transit.
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I have listed a new property at 532 Wilrose Pl.
Lovely rancher with 1400 sq feet of living space located on a quiet cul -de -sac. This home offers 3 beds, 2 baths, a 2 car garage with storage room, extra long driveway with RV parking, and a sun room. Updated kitchen is sure to impress with beautiful wood cabinetry, stunning granite counter -tops and stainless appliances. Master bedroom looks out onto the sunny backyard, and features a 3 -piece ensuite. You'll love the gas fireplace in the living room which provides cozy, efficient heat. Large laundry room with plenty of work and storage space. Newer carpets and laminate throughout most of the home and brand new electric hot water tank. Outside, you'll find a large flat yard, fully fenced, with storage shed and raised garden beds. Desirable Ladysmith location, close to amenities, shopping and highway; this home is an excellent opportunity for investors, retirees or first time buyers.
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I have listed a new property at 1338 BLUE HERON CRESCENT in NANAIMO.
Exquisite 2-story main level entry home in desirable Blue Heron Landing. This stunning property was the original show home for this newer development and is ideally located on a large 13,000 sq ft corner lot backing onto the Nanaimo River Estuary. This home offers 5 bedrooms, 4 bathrooms including the spacious master suite with spa-inspired ensuite. Featuring engineered hardwood flooring, propane fireplace, built-ins, lots of windows and an open concept floor plan with the living room flowing into the kitchen with quartz countertops, stainless appliances, and plenty of storage. 1 bedroom, 1 bathroom suite boasts an open floor plan, separate laundry, a large deck and private entrance. Suite easily flows into the floorplan of the main home if you are looking for additional space, or makes for the perfect mortgage helper. Outside, you'll find beautiful gardens where you'll enjoy the mature landscaping with sprinkler system, fully fenced back yard, garden shed, and RV parking. Quite area and tranquil setting is perfect for enjoying summer bbqs with friends and family. In addition, you'll find a triple car garage, carport and extra large driveway with plenty of space for you, your tenants, and guests. Conveniently located minutes from shopping, amenities, ferries and airport.
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Have a large wall space that needs some décor but worried it will cost you hundreds of dollars in art? Not necessarily! Here are some ideas for filling a large wall without emptying your bank account.

  1. Take individual pictures of your family members and have large prints made in black and white. Add to the size of each photo by adding a photo mat, then frame them in inexpensive black frames and hang them in a row across the wall.
  2. Let your kids be the artists. Purchase large canvases and let your children paint their masterpieces. Or take artwork they have already done at school or at home and mat and frame them.
  3. Use floating shelves hung at various heights and topped with photos, vases, ornaments, books, candles, or mementos.
  4. Use plants to fill in empty spaces. You can place potted plants or succulents on floating shelves, use planters or hanging baskets made to attach directly to the wall, or make a DIY vertical garden out of an old wooden pallet.
  5. Use mixed media such as large woven or wooden trays, tapestries, or metal sculptures.
  6. Hang a collection of quirky clocks, different sized mirrors, graphic signs, old album covers, vintage prints, painted empty frames, or crosses.
  7. Stencil your wall with a graphic design, a tree, vines, or a floral pattern, or favorite inspirational quote.
  8. Reduce the wall space and soften the room by framing the wall with false drapery panels hung on either end of a sofa or pair of chairs.
  9. Light it up by attaching LED string lights in a pattern or hanging pretty wall sconces at various heights.
  10. Reduce the wall space by placing a potted tree or folding decorative screen in front of part of the wall.
  11. Search antique malls for vintage architectural pieces that can be hung on the wall, such as old window frames, an antique door, intricate fireplace screen.
  12. Create your own graphic by covering large frames or canvases with patterned fabric remnants and hanging them in a row or collage.
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I have listed a new property at 3384 GREYHAWK DRIVE in NANAIMO.
Luxurious home with panoramic ocean views located in the heart of Stephenson Point Estates. This 4 bedroom + den home features 2600 sqft of living space including a 2 bedroom legal suite. Space is designed to highlight the ocean view from practically every room in the main home. Open concept kitchen/living room features stainless appliances, granite counter tops, stunning chandeliers, kick - plate, floor-to-ceiling windows and access to the upper deck that is perfect for entertaining. Master bedroom boasts a spa-style en suite, walk-in closet, and private dressing room. You'll enjoy all of the extras this home has to offer including central vac, soft close drawers, gas bbq hook up, and a dumb waiter connecting the garage to the main floor. Ample parking with 3 outdoor spaces 2 car plus garage. Garage is heated and wired, making for a perfect workshop. 2 bedroom executive suite is the ideal mortgage helper, or great for keeping family close by. Suite features stainless appliances and counter tops, in-suite laundry, private deck, and stunning ocean views. Just minutes from shopping, dining, beaches, and all the amenities Nanaimo has to offer.
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I have listed a new property at 54 PRIDEAUX STREET in NANAIMO.
Character, Charming, Cute, Craftsman...just a few words to describe this gorgeous 1918 home in the heart of Old City. Full of character inside and out, this home has been tastefully updated while maintaining the home's original charm. With 4 spacious bedrooms and 2 baths, this 1400+ sq ft home is perfect for a growing family. The living room features hardwood flooring and wood-burning fireplace. Kitchen has newer white cabinets and plenty of space for storage. Two bedrooms and a beautifully updated bathroom complete the main level. Upstairs, you'll find two large bedrooms with vaulted ceilings and balcony off of the master bedroom. Low maintenance yard is fully fenced and ready for you to enjoy. 200sq ft detached shop and commercial zoning allow for a variety of home-based businesses including an office, restaurant and more. Great location close to downtown, waterfront, entertainment and amenities.
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I have listed a new property at 406 MILFORD CRES in NANAIMO.
Investors alert! Up /down duplex minutes from downtown. Cute 1950'3 home has had a legal conversion to a multi - family dwelling. Each unit features two bedrooms, full kitchen, and in-suite laundry. Lots of improvements since 2014 including two new heat pumps, new windows, deck, efficiency upgrades, and new construction of the full - height lower unit. Lots of windows make each home bright and sunny. The location is just outside the downtown core, steps from shopping, entertainment, and transportation hubs. Walking distance to VIU. Great neighbourhood with a strong sense of community, and across the street is a sunny neighbourhood park with views of the ocean, downtown, and north shore mountains -- and a great place to watch fireworks in the harbour.
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I have listed a new property at 408 MILFORD CRES in NANAIMO.
A must-see for home buyers and investors! Legal multi-family conversion of a majestic 1887 character home with huge bow windows, 12' ceilings, winding staircase, original plaster medallions, and exterior scrollwork. Legal triplex includes two full units plus bachelor; easily re-converted back into a huge 3-4 bed home plus basement bachelor mortgage helper. Improvements since 2012 include extensive update of top floor suite, upgrade of fire separation and noise-proofing, exterior paint, and a new roof in 2015. Located just outside the downtown core, steps from shopping, entertainment, and transportation. Walking distance to ferry, seaplane and VIU. Fronts on a sunny neighbourhood park with views of the ocean, downtown, and north-shore mountains.
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I have listed a new property at 3384 GREYHAWK DRIVE in NANAIMO.
Luxurious home with panoramic ocean-views located in the heart of Stephenson Point Estates. This 4 bedroom +den home features 2600sq ft including a 2-bed legal suite. Space is designed to highlight the view from practically every room. Open concept kitchen/living room features stainless appliances, granite counters, stunning chandeliers, kick-plate, floor-to-ceiling windows and access to the upper deck that is great for entertaining. Master bedroom boasts an open-floor with en-suite, walk-in closet, and private dressing room. You'll enjoy all of the extras this home has to offer including central-vac, soft-close drawers, gas bbq hook up, and a dumbwaiter. 2 car garage is heated and wired, making for a perfect workshop. 2 bed executive suite is the ideal mortgage helper, or great for keeping family close by. Suite features stainless appliances, granite counters, laundry, deck, and ocean views. Just minutes from shopping, dining, beaches, and all the amenities Nanaimo has to offer.
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I have listed a new property at 117 COWLING PLACE in NANAIMO.
Immaculate 1400 sqft rancher in desirable Chase River. Main living area has an open concept floor plan that is perfect for entertaining, with vaulted ceilings and large windows to bring in the natural light. Kitchen features newer counter tops and stainless steel appliances. Large pantry with custom wooden doors provides ample storage. Large master suite with 4-piece en-suite. Owners have made many updates including: new lighting, toilets, tile flooring in bathrooms, and fresh paint throughout. Fully fenced, private back yard has established gardens and low-maintenance landscaping with irrigation. Double garage is heated and has additional lighting, perfect to use as a home workshop. Parking for 4 cars. Family friendly neighbourhood close to elementary school, parks, walking trails and all amenities. Home warranty still available..
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I have listed a new property at 517 DOUGLAS PLACE in LADYSMITH.
Stunning Ladysmith home with unobstructed ocean views. This 4 bed, 4 bath home has 2700+ sq ft of living space including a 1 bed legal suite. The home-chef will love the fully-equipped kitchen with gas stove and hidden walk-in pantry. Main living space features hardwood flooring, gas fireplace and access to the covered deck. Built-in wood cabinetry throughout provides ample storage. 3 bedrooms in the main part of the home, with a generous master suite, en-suite and walk-in closet. Downstairs, is the large rec-room and 1 bed suite with newer stainless appliances, gas fireplace, and wheelchair lift. You'll enjoy energy savings with heat pump, gas furnace and heat recovery ventilation system. Low maintenance landscaping with a programmable irrigation system, peaceful koi pond, and detached workshop complete with electricity, gas, and compressed air. 2 car garage has built in shelving and compressed air. All of this and more located in one of Ladysmith's most desirable areas, this elegant home is sure to impress.
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There's nothing like moving into a home that is truly new, with no smells, smudges or dust left behind by a previous owner. Even better is when you get to make your own custom selections. But buying from a builder is a different ball game and it’s important you know how to play. Consider these questions if you are considering new construction.


Should you use a real estate agent? I think so! The builder may have sales agents or an assistant that helps buyer’s through the process, but those people work for the builder. It’s always a good idea to have a professional advocating for you, and most builders will pay agents a commission for bringing the buyer. It’s important that your agent accompany you to the first visit to the model center or builders’ office so that representation is established.


Does the builder have a good reputation? We’ve all heard stories of builders who fail to deliver on their promises, using lower grade materials than quoted, or even disappearing before the work was completed. Check out your builder before signing anything. Find out if there are any complaints registered against them and ask for references from other homeowners. Find out if you can tour a model or a recently completed home, and bring someone who can judge the quality of the workmanship.


Should you use the builders’ lender? Many builders work with a preferred lender that offers attractive discounts on closing costs when you finance through them. It’s important to know if the lender is working as a referral or if the mortgage company is owned by the same company that is building your home. If your lender and builder both work for the same company, it’s a good idea to have an attorney review your contracts as an independent set of eyes.


Can the builder charge extra for unexpected cost increases? Look over the builder’s contract carefully, or have an attorney do so, and note if there is an escalation clause that would allow the builder to pass cost increases onto you in the event that materials or labor costs increase during construction.


What warranties are provided? Normally a builder offers a warranty lasting from six month to two years, possibly longer for some items. You should know what is covered under the builder’s warranty and for how long. All the major structural items and mechanical systems are usually covered. Appliances are not, but they should come with a manufacturer’s warranty. Damage from weather, shrinkage or expansion of the home or foundation, and anything resulting from the homeowner’s failure to provide maintenance or from work done on the home after construction is not covered.


What is the timeline for completion? This will depend on whether the build is a production home, meaning the builder is building select models throughout a development, or if you have hired the builder to build a custom home. Production homes can be completed in three to four months, where custom homes usually take a minimum of six months. Regardless, the builder should be able to give you a timeline outlining each phase of construction. Factors affecting the timeline include weather, delays receiving building supplies, or the number of changes you make along the way.


Can you choose different finishes or colors? Again, it depends on the type of build. Certainly, if you are building a custom home, you can make as many changes as you are willing to pay for. But if the home is part of a development and the builder has color palettes and finishes chosen, there may be a limit to how much you can change. Often the builder will allow you to change paint colors, flooring, fixtures, tile or appliances, as long as what you choose is in line with the budget he set, and those items have not already been ordered.


Are appliances included? More-often than not, appliances are not included in the purchase price but the builder but you can choose a package through the builder for an additional cost. Make sure when buying new, to budget for new appliances. 


Is landscaping included? It’s no fun to get to the end of construction and find out there is no budget for landscaping. Find out what the builder plans to put in in terms of grass, trees and shrubbery. You may want to make additions or changes to his landscape plan.

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I have listed a new property at 6040 DRIFTWOOD PLACE in NANAIMO.
Looking for a home with great curb appeal in desirable North Nanaimo? This home is situated on a cul-de-sac and features 2300+ sq ft of living space including 4 bedrooms, 3 bathrooms, plus den. Upstairs features a large living room with gas fireplace, and bay window to let in plenty of natural light. Separate formal dining room and updated kitchen with stone counter tops. Access the deck and backyard through the kitchen. 3 bedrooms and two bathrooms on the upper floor. Master bedroom has double closets, a 3 piece en-suite with a heated towel rack. Downstairs, you'll notice the spacious front entrance with tiled flooring. Large rec room with gas fireplace, 4th bedroom, den, laundry room and 3-piece bathroom. Recent updates include: newer flooring and windows throughout most of the home. Outside, you'll love the big yard with room for your toys. Two car garage with plenty of shelving is perfect for storage/work space.
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Every home buyer hopes to find the perfect house. The one that, as soon as you walk through the front door, you know it is the one for you.


It happens, and when it does, I am really happy for my buyers. I always want my buyers to fall in love with the perfect house and live happily ever after.


Just like in relationships, however, emotions often come into play during the home buying journey…Emotions that may result in some not-so-loving feelings.


While I’m not a therapist, I can help you talk through your emotions about the homes we visit and help you identify if you are making decisions with your heart and not your head.


There are six basic emotions; let’s look at how they can affect your decision-making skills.

  1. Fear: We have all learned that fear triggers a “fight or flight” response. In terms of making decisions, fear may cause you to “flee” from making any decision at all, which could make your home buying experience exhausting. If you are afraid you will run out of time, or that if you pass on a house you won’t find another one, you may “fight” by making a rash decision too quickly.
  2. Sadness: Feeling sad can cause you to lower your expectations and settle for less than you truly want. You may decide you don’t need certain features that you previously wanted. Or you may settle for one of the first homes you see instead of persevering with the search.
  3. Disgust: Disgust can cause you to eliminate choices that otherwise might have been in the running. You might find the perfect floorplan, style, or location, but if the home has a bad odor, a filthy floor, or some other off-putting defect, you might not be able to stomach it, even if it is a completely reversible problem.
  4. Surprise: Surprise is an emotion that is fleeting– it happens quickly and then subsides. Surprises can be pleasant, like if you go to see a home you were not expecting to like and find it is much nicer than you expected. But if you are touring the home and a rat runs out of the pantry, you get a negative surprise. While surprise doesn’t last, the memory does, and it can influence how you feel about the event.
  5. Happiness: We all want to feel happy when buying a home but be careful that your excitement doesn’t cause you to make bad decisions. When you are happy or excited, you tend to underestimate risks, assuming everything will work out. People also tend to spend more money than they planned when super excited.
  6. Anger: Anger can also cause you to take bigger risks. Research shows angry people are more likely to make impulsive decisions. Anger can sometimes be helpful. If handled properly, anger can help you to identify your needs and outline action steps to get the information you need to act responsibly.
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MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.